FR44 Form for Florida and Virginia
Both Florida and Virginia require drivers who have been convicted of DUI to file an FR-44 with the state. An FR44 is simply a proof of auto insurance that guarantees the driver has a minimum level of liability coverage and notification to the state if the policy is cancelled. The minimum liability limits required on an FR44 vary from state to state so here is a breakdown:
Florida FR44 - Liability Insurance Requirements
- $100,000 per person bodily injury
- $300,000 per accident bodily injury
- $50,0000 property damage
Virginia FR44 - Liability Insurance Requirements
- $50,000 per person bodily injury
- $100,000 per accident bodily injury
- $40,000 property damage
The increased level of coverage required on the FR-44 certificate is due to the increasing number of drunk driving accidents resulting in serious injury and/or death. After 2008 Florida and Virginia made it state law that any driver convicted of driving under the influence would need to file an FR44 in order to reinstate their license.
It is important to not let your FR44 auto insurance cancel anytime during your probation period as this will result in suspension again. In both Florida and Virginia you will be required to carry the FR44 for three (3) years from the end of your suspension. Your required time to file an FR-44 will start again so it is in your best interest to maintain this policy for the life of your probation.
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