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Hawaii SR22 Insurance

• Hawaii SR-22 Insurance
• Minimum Liability Insurance Requirements
• Suspended License Information and Requirements

Hawaii SR22

If you are required to file an SR22 for the state of Hawaii contact an insurance company or agent who is licensed to sell insurance in Hawaii. You will be required to carry state minimum liability limits and continue the insurance policy for the duration of your specific court requirement.

Do not let the insurance policy lapse or cancel as the provider will notify the state and your license will be suspended again. The SR22 is an add on to a standard auto insurance policy that guarantees the state will be notified of any change in status and is commonly referred to as a future financial responsibility filing. You can change insurance companies but be sure to get a new SR22 filed before the old one is cancelled.

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You must maintain an SR22 for three years from the date of suspension unless otherwise stated in the judgment. Suspension requirements vary from case to case so be sure to contact the state for your specific judgment.

Hawaii Liability Insurance Requirements

The state of Hawaii requires liability insurance to protect other drivers in the event of an accident. The minimum limits are:

• $20k Per Person Bodily Injury
• $40k Per Accident Bodily Injury
• $10k Property Damage

While these limits are minimum they are rarely recommended levels of coverage. Ask your insurance agent what they recommend based on your financial position.

Suspended License Information and Requirements

License suspension and revocation information is shared with all 50 states. You cannot issue a driver's license if you have an active suspension. There is no notification when the suspension has ended as that information is on the letter you receive when action is first taken. In order to reinstate your license know your eligibility date and specific reinstatement requirements. This information can be found on the letter or from the information at the court hearing.

Court ordered suspensions require a clearance from the court while other suspensions may require an SR-22. You may be asked to take a written and/or road skills test. Reinstatement fees vary so be sure to ask the state office. If all requirements have been met to reinstate except paying the fees you can reinstate online.