Rhode Island SR22 Insurance
- SR22 Insurance in RI
- Rhode Island SR22 Requirements
- Suspended License Information and Requirements
- Rhode Island DUI Law
- Ignition Interlock Device
Rhode Island SR22
Why do I need to file an SR22 insurance form in Rhode Island?
In order to reinstate your driver's license you will likely need an SR-22 filed with the state for the following violations:
- Driving under the influence of alcohol and/or drugs (DUI)
- Accumulation of points on driving record
- Reckless driving
- Refusal to take chemical BAC test
- Driving without proper insurance
How do I get an SR-22 filed with the state of RI?
Most auto insurance companies can add an SR22 form to your auto insurance policy for a fee of $25 to $50. The insurance company will electronically submit the SR-22 filing to the state. They will also notify the state if it ever cancels.
Can I purchase a bond instead of SR22 insurance?
Yes, the state will accept a surety bond in the amount of $30,000 to $50,000 depending on the violation. Most insurance agents can issue bonds for this purpose.
How long do I need to provide proof of SR-22 insurance?
In most cases you will be required to carry Rhode Island SR22 insurance for a minimum of 3 years but some cases require 5 years.
Rhode Island SR22 Requirements
The state of Rhode Island requires liability insurance to protect other drivers in the event of an accident. The minimum limits are:
- $25k Per Person Bodily Injury
- $50k Per Accident Bodily Injury
- $25k Property Damage
While these limits are minimum they are rarely recommended levels of coverage. Ask your insurance agent what they recommend based on your financial position.
Suspended License Information
Each case is different in Rhode Island and must be handled on a case by case basis. For more information on your specific case contact the Division of Motor Vehicles Operator Control Division at (401) 462-0800. Questions in writing may go to:
RI Division of Motor Vehicles
Operator Control
600 New London Ave
Cranston, RI 02920Suspended license reinstatement fee schedule:
Suspended license - $76.50 to $151.50
Suspended license for DUI or refusal to chemical test - $76.50 to $351.50
Suspended registration - $51.50 to $251.50*A technology surcharge of $1.50 is applied to each reinstatement fee.
Make payments in cash, check or money order to RI Division of Motor Vehicles.
RI Division of Motor Vehicles
Operator Control
600 New London Ave
Cranston, RI 02920
Driving Under the Influence (DUI) in Rhode Island
Driving laws exist to protect the public and one of the most deadly driver related causes is driving under the influence of alcohol and/or drugs. Rhode Island has laws in place to arrest drivers who are over the limit:
- All drivers with blood alcohol concentration of .08% or higher
- All drivers under age 21 with blood alcohol concentration of .02% or higher
- All commercial drivers with blood alcohol concentration of .04% or higher
When a law enforcement officer suspects you of DUI he/she will ask you to submit to a chemical test of your blood, urine or breath. In this test the officer is looking for BAC limits above the state law limit.
What if I refuse to take the chemical test for BAC?
Upon refusal your license will be suspended for 90 days and you may be subject to community service, fines, and drunk driving school or alcohol treatment. You can still be convicted of a DWI if the arresting officer convinces the court you were intoxicated at the time of refusal.
Required to get an Ignition Interlock Device?
The ignition interlock program is designed for those drivers who have been convicted of driving under the influence of alcohol. The IID must be installed in each vehicle you operate and the costs are your responsibility.
Where can I get an ignition interlock device installed in RI?
B.E.S.T Labs, Inc - (877) 237-1541
New England Interlock - (800) 987-8040
Consumer Safety Technology - (877) 777-5020
Smart Start - (800) 880-3394
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Where do I get cheap SR22 insurance?
Can I get an SR-22 if I don't own a car?
How much does SR22 insurance cost?
What if I move to another state, do I need an SR22?
Can I switch insurance companies when I have an SR22?
Is SR22 insurance valid in multiple states?
Do I need an SR 22 for each vehicle I own?
If you have a motorcycle and need SR22 insurance in Rhode Island get a quote for your bike. By having the SR22 insurance form on your motorcycle insurance it may save you hundreds of dollars per year.
