Pennsylvania Liability Insurance Requirements
The state of Pennsylvania requires liability insurance to protect other drivers in the event of an accident. The minimum limits are:
- $15k Per Person Bodily Injury
- $30k Per Accident Bodily Injury
- $5k Property Damage
While these limits are minimum they are rarely recommended levels of coverage. Ask your insurance agent what they recommend based on your financial position.
Suspended License Information and Requirements
License suspension and revocation information is shared with all 50 states. You cannot issue a driver's license if you have an active suspension. There is no notification when the suspension has ended as that information is on the letter you receive when action is first taken. In order to reinstate your license know your eligibility date and specific reinstatement requirements. This information can be found on the letter or from the information at the court hearing.
Court ordered suspensions require a clearance from the court while other suspensions may require an SR-22. You may be asked to take a written and/or road skills test. Reinstatement fees vary so be sure to ask the state office. If all requirements have been met to reinstate except paying the fees you can reinstate online.
Pennsylvania SR22 Insurance Information
The state of Pennsylvania currently does not require SR-22 insurance. If you have moved from another state which required you to carry SR22 insurance please ask your insurance agent what course of action you should take prior to cancelling your policy.
Do not let the insurance policy lapse or cancel as the provider will notify the state and your license will be suspended again. The SR22 is an add on to a standard auto insurance policy that guarantees the state will be notified of any change in status and is commonly referred to as a future financial responsibility filing. You can change insurance companies but be sure to get a new SR22 filed before the old one is cancelled.
Pennsylvania Ignition Interlock Program
Pennsylvania law makes the Ignition Interlock requirement mandatory for first-time and repeat DUI offenders with high blood alcohol levels and for individuals who receive an operating privilege suspension as a result of a chemical test refusal violation or conviction for illegally operating a motor vehicle not equipped with Ignition Interlock system. An individual with an IgnitionInterlock requirement who seeks a restoration of operating privileges, is required, as a condition of issuing a restricted license, to either have any motor vehicle to be operated equipped with an Ignition Interlock system and remain so for the duration of the restricted license period or, if there are no motor vehicles owned, registered, or to be operated, so certify in accordance with PennDOT’s regulations.
How much does an Ignition Interlock License Cost?
The fee for an Ignition Interlock License varies. For information on fees, please see PennDOT’s Driver Licensing Fee Chart Fact Sheet. The Ignition Interlock License fee is in addition to the restoration fee that is required.